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	<title>Denise A. Manniello - Credit Repair Expert &#187; Credit Repair Service</title>
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	<link>http://www.denisemanniello.com</link>
	<description>Former Credit Bureau Executive</description>
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		<title>How To Dispute An Item And Add Some More Great Credit To Your Credit File</title>
		<link>http://www.denisemanniello.com/94/how-to-dispute-an-item-and-add-some-more-great-credit-to-your-credit-file/</link>
		<comments>http://www.denisemanniello.com/94/how-to-dispute-an-item-and-add-some-more-great-credit-to-your-credit-file/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 17:11:32 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Repair Service]]></category>
		<category><![CDATA[Money Management]]></category>

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		<description><![CDATA[Gather 3 items you want to dispute. Typically no more than 5 items at a time. 3 was the magic number when I worked at the major credit bureau. State the 3 items you want removed and the reasons why. (You have every right to dispute and request removal of accurate and in- accurate, negative [...]]]></description>
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		<title>Raise Your Credit Score FAST Tip</title>
		<link>http://www.denisemanniello.com/60/raise-your-credit-score-fast-tip/</link>
		<comments>http://www.denisemanniello.com/60/raise-your-credit-score-fast-tip/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 16:07:23 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Repair Service]]></category>

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		<description><![CDATA[Found something on Your credit reports that's not yours? Read our article on the right way to dispute false credit card items and the steps that you need to take to remove those false transactions that can lower your credit score.]]></description>
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		<title>Can Your FICO Score Really Affect The Car You Buy? Heck Yes!</title>
		<link>http://www.denisemanniello.com/99/can-your-fico-score-really-affect-the-car-you-buy-heck-yes/</link>
		<comments>http://www.denisemanniello.com/99/can-your-fico-score-really-affect-the-car-you-buy-heck-yes/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 23:55:26 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Service]]></category>
		<category><![CDATA[Denise Manniello]]></category>
		<category><![CDATA[FICO]]></category>

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		<description><![CDATA[There are three data sets that determine your monthly auto payments; how much you can borrow, the term of your loan, and the interest rate you are granted. Terms of auto loans are usually between 36 and 60 months. It can be stretch out however to lower the monthly payment. ( by doing this you are increasing the amount you will pay over the entire term of the loan)]]></description>
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		<title>Geezo</title>
		<link>http://www.denisemanniello.com/96/geezo/</link>
		<comments>http://www.denisemanniello.com/96/geezo/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 23:18:40 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Service]]></category>
		<category><![CDATA[Denise Manniello]]></category>
		<category><![CDATA[geezo]]></category>

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		<description><![CDATA[Credit restoration is typically marketed to affluent clients, households with $200,000 or more in yearly income.  While credit repair is marketed to those earning less.  Other than semantics, there is no real difference between credit restoration and credit repair services.   ]]></description>
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		<title>Does This Tick You Off Too?</title>
		<link>http://www.denisemanniello.com/66/does-this-tick-you-off-too/</link>
		<comments>http://www.denisemanniello.com/66/does-this-tick-you-off-too/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 17:29:22 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Repair Service]]></category>

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		<description><![CDATA[Vantage Score is a scoring methodology that includes all three credit reporting companies and is supposed to deliver a predictive and easy way to understand our credit risk to those making decisions based on our credit scores. This can be used by: lenders, Insurance Companies, Employers, Wedding Planners, Mortgage Companies etc. It is a credit scoring model developed jointly by the national credit reporting companies. Read on to learn how this affects your credit score.]]></description>
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		<title>Why Should You Hire a Credit Repair Firm?</title>
		<link>http://www.denisemanniello.com/21/why-should-you-hire-a-credit-repair-firm/</link>
		<comments>http://www.denisemanniello.com/21/why-should-you-hire-a-credit-repair-firm/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 17:19:25 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Repair Service]]></category>
		<category><![CDATA[Denise Manniello]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[So thanks to Geezeo you've mastered your money. You're the king (or queen) of cash flow. You'd like to show Congress how to budget, and think saving should be in the Olympics. There's just one problem. Your credit still sucks. Should be an easy fix for a pro like you, but somehow you just never get started. Bad credit costs you money and the longer you wait to fix things the more money you lose. Don't be afraid to consider hiring a credit repair service. I sat down with credit repair expert, Denise Manniello of Federal Credit Repair Service. I asked Denise about her services and what people should know about credit repair.]]></description>
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