Subscribe via RSS

Top

Archive for Posts Tagged ‘Credit Repair Service

This is the archive for posts tagged “Credit Repair Service”. This section will highlight articles that discuss credit repair services and credit restoration strategies, as well as tips for better management of your personal finances.

How To Dispute An Item And Add Some More Great Credit To Your Credit File

Dspute credit card charges

Gather 3 items you want to dispute. Typically no more than 5 items at a time. 3 was the magic number when I worked at the major credit bureau. State the 3 items you want removed and the reasons why. (You have every right to dispute and request removal of accurate and in- accurate, negative [...]

Read more » How To Dispute An Item And Add Some More Great Credit To Your Credit File

Raise Your Credit Score FAST Tip

Dispute credit card items and raise your score.

Found something on Your credit reports that’s not yours? Read our article on the right way to dispute false credit card items and the steps that you need to take to remove those false transactions that can lower your credit score.

Read more » Raise Your Credit Score FAST Tip

Can Your FICO Score Really Affect The Car You Buy? Heck Yes!

Can Your FICO Score Really Affect The Car You Buy? Heck Yes!

There are three data sets that determine your monthly auto payments; how much you can borrow, the term of your loan, and the interest rate you are granted. Terms of auto loans are usually between 36 and 60 months. It can be stretch out however to lower the monthly payment. ( by doing this you are increasing the amount you will pay over the entire term of the loan)

Read more » Can Your FICO Score Really Affect The Car You Buy? Heck Yes!

Geezo

Credit restoration is typically marketed to affluent clients, households with $200,000 or more in yearly income. While credit repair is marketed to those earning less. Other than semantics, there is no real difference between credit restoration and credit repair services.

Read more » Geezo

Does This Tick You Off Too?

Vantage Score is a scoring methodology that includes all three credit reporting companies and is supposed to deliver a predictive and easy way to understand our credit risk to those making decisions based on our credit scores. This can be used by: lenders, Insurance Companies, Employers, Wedding Planners, Mortgage Companies etc. It is a credit scoring model developed jointly by the national credit reporting companies. Read on to learn how this affects your credit score.

Read more » Does This Tick You Off Too?

Denise A. MannielloDenise A. Manniello is a Credit Restoration and Debt Elimination expert.

Denise A. Manniello is no stranger to the Consumer Credit Industry, having grown up in the corporate world for over 20 years and holding Executive positions with companies like TransUnion, American Express and Citibank, Denise’s desire is to educate consumers on the importance of exceptional credit.

This website is dedicated to helping you, the consumer, to better educate yourself in order to live debt–free and improve & protect your credit profile. Please email us at Denise@FederalCreditRepair.org.

as seen in Success Magazine, Fox News, Working Mother Magazine, Credit and Collections Risk Magazine