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	<title>Denise A. Manniello - Credit Repair Expert &#187; Credit Education</title>
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	<link>http://www.denisemanniello.com</link>
	<description>Former Credit Bureau Executive</description>
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		<title>Credit and the Divorced Woman</title>
		<link>http://www.denisemanniello.com/79/credit-and-the-divorced-woman/</link>
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		<pubDate>Sat, 10 Apr 2010 20:20:26 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Ezine]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Money Management]]></category>

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		<description><![CDATA[Are you recently divorced or divorced for a while? Rebuilding or continuing your credit after divorce may not seem like a priority right now, especially if you’re still healing from your marriage ending. If you eventually want to obtain credit cards in your name, finance a vehicle or home, and even begin a new job, you need to make sure that you have a good CREDIT SCORE.]]></description>
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		<title>Laws to Protect You From Bad Credit Classification</title>
		<link>http://www.denisemanniello.com/89/laws-to-protect-you-from-bad-credit-classification/</link>
		<comments>http://www.denisemanniello.com/89/laws-to-protect-you-from-bad-credit-classification/#comments</comments>
		<pubDate>Sun, 04 Apr 2010 17:02:01 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Education]]></category>

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		<description><![CDATA[Laws have been established to protect consumers like you and me from being unfairly categorized as having bad credit. Read further to learn what you, the consumer, can do to protect yourself.]]></description>
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		<title>Settling A Collection Account</title>
		<link>http://www.denisemanniello.com/74/settling-a-collection-account/</link>
		<comments>http://www.denisemanniello.com/74/settling-a-collection-account/#comments</comments>
		<pubDate>Sun, 20 Dec 2009 08:35:59 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Collection Accounts]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Debt Remediation]]></category>

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		<description><![CDATA[Your goal is to settle for the best possible deal. That means an agreement between you and the collection agency for payment less than was originally owed. This agreement includes never asking you for the remainder of the money. Follow the steps that Denise outlines here and eliminate those debts!]]></description>
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		<title>How To Dispute An Item And Add Some More Great Credit To Your Credit File</title>
		<link>http://www.denisemanniello.com/94/how-to-dispute-an-item-and-add-some-more-great-credit-to-your-credit-file/</link>
		<comments>http://www.denisemanniello.com/94/how-to-dispute-an-item-and-add-some-more-great-credit-to-your-credit-file/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 17:11:32 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Repair Service]]></category>
		<category><![CDATA[Money Management]]></category>

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		<description><![CDATA[Gather 3 items you want to dispute. Typically no more than 5 items at a time. 3 was the magic number when I worked at the major credit bureau. State the 3 items you want removed and the reasons why. (You have every right to dispute and request removal of accurate and in- accurate, negative [...]]]></description>
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		<title>Raise Your Credit Score FAST Tip</title>
		<link>http://www.denisemanniello.com/60/raise-your-credit-score-fast-tip/</link>
		<comments>http://www.denisemanniello.com/60/raise-your-credit-score-fast-tip/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 16:07:23 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Repair Service]]></category>

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		<description><![CDATA[Found something on Your credit reports that's not yours? Read our article on the right way to dispute false credit card items and the steps that you need to take to remove those false transactions that can lower your credit score.]]></description>
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		<title>Learn What Your Credit Score is and What it Means to YOU!</title>
		<link>http://www.denisemanniello.com/63/learn-what-your-credit-score-is-and-what-it-means-to-you/</link>
		<comments>http://www.denisemanniello.com/63/learn-what-your-credit-score-is-and-what-it-means-to-you/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 16:35:18 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Education]]></category>

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		<description><![CDATA[What's Your Credit Score?  What? You don't Know? Or it's a solid 650. Is that a combined score, and individual score or a score directly from FICO? What difference does it make anyway! It actually makes a big difference, especially when YOU are trying to Live Your Best Life NOW!]]></description>
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		<title>Why is your Credit Score so Important?</title>
		<link>http://www.denisemanniello.com/85/why-is-your-credit-score-so-important/</link>
		<comments>http://www.denisemanniello.com/85/why-is-your-credit-score-so-important/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 20:19:20 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Education]]></category>

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		<description><![CDATA[What’s the Big Deal? Why do your Credit Scores mean so much? And why are your Credit Scores so important to you and anyone else? Because your Credit Scores are directly correlated to the rates financial institutions are willing to give you. Read on for further information.]]></description>
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		<title>Does This Tick You Off Too?</title>
		<link>http://www.denisemanniello.com/66/does-this-tick-you-off-too/</link>
		<comments>http://www.denisemanniello.com/66/does-this-tick-you-off-too/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 17:29:22 +0000</pubDate>
		<dc:creator>Denise A. Manniello</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Repair Service]]></category>

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		<description><![CDATA[Vantage Score is a scoring methodology that includes all three credit reporting companies and is supposed to deliver a predictive and easy way to understand our credit risk to those making decisions based on our credit scores. This can be used by: lenders, Insurance Companies, Employers, Wedding Planners, Mortgage Companies etc. It is a credit scoring model developed jointly by the national credit reporting companies. Read on to learn how this affects your credit score.]]></description>
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