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	<title>Denise A. Manniello - Credit Repair Expert</title>
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	<link>http://www.denisemanniello.com</link>
	<description>Former Credit Bureau Executive</description>
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		<title>  Amazon.com Widgets</title>
		<link>http://www.denisemanniello.com/amazon-com-widgets/</link>
		<comments>http://www.denisemanniello.com/amazon-com-widgets/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 17:22:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=103</guid>
		<description><![CDATA[Submit this to Script &#38; StyleShare this on BlinklistShare this on del.icio.usDigg this!Post this on DiigoShare this on RedditBuzz up!Stumble upon something good? Share it on StumbleUponShare this on TechnoratiShare this on MixxPost this to MySpaceSubmit this to DesignFloatShare this on FacebookTweet This!Email this to a friend?Subscribe to the comments for this post?Share this on [...]]]></description>
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		<title>Can Your FICO Score Really Affect The Car You Buy? Heck Yes!</title>
		<link>http://www.denisemanniello.com/can-your-fico-score-really-affect-the-car-you-buy-heck-yes/</link>
		<comments>http://www.denisemanniello.com/can-your-fico-score-really-affect-the-car-you-buy-heck-yes/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 23:55:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit repair service]]></category>
		<category><![CDATA[denise manniello]]></category>
		<category><![CDATA[FICO]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=99</guid>
		<description><![CDATA[There are three data sets that determine your monthly auto payments; how much you can borrow, the term of your loan, and the interest rate you are granted. Terms of auto loans are usually between 36 and 60 months. It can be stretch out however to lower the monthly payment. ( by doing this you are increasing the amount you will pay over the entire term of the loan)]]></description>
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		<title>Geezo</title>
		<link>http://www.denisemanniello.com/geezo/</link>
		<comments>http://www.denisemanniello.com/geezo/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 23:18:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit repair service]]></category>
		<category><![CDATA[denise manniello]]></category>
		<category><![CDATA[geezo]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=96</guid>
		<description><![CDATA[Credit restoration is typically marketed to affluent clients, households with $200,000 or more in yearly income.  While credit repair is marketed to those earning less.  Other than semantics, there is no real difference between credit restoration and credit repair services.   ]]></description>
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		<title>Here Try To Dispute An Item And Add Some More Great Credit To Your Credit File</title>
		<link>http://www.denisemanniello.com/here-try-to-dispute-an-item-and-add-some-more-great-credit-to-your-credit-file/</link>
		<comments>http://www.denisemanniello.com/here-try-to-dispute-an-item-and-add-some-more-great-credit-to-your-credit-file/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 17:11:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=94</guid>
		<description><![CDATA[

Gather 3 items you want to dispute. Typically no more than 5 items at a time. 3 was the magic number when I worked at the major credit bureau.



State the 3 items you want removed and the reasons why. (You have every right to dispute and request removal of accurate and in- accurate, negative items [...]]]></description>
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		<title>Are There Really Laws to Protect Me From Bad Credit Classification?</title>
		<link>http://www.denisemanniello.com/are-there-really-laws-to-protect-me-from-bad-credit-classification/</link>
		<comments>http://www.denisemanniello.com/are-there-really-laws-to-protect-me-from-bad-credit-classification/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 17:02:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=89</guid>
		<description><![CDATA[


Yes there are! Laws have been established to protect consumers like you and me from being unfairly categorized as having bad credit.


The Fair Credit Reporting Act was established in 1971 to do that. It mandates the 3 major credit bureaus follow and adhere to certain procedures in the tracking and reporting of our personal credit [...]]]></description>
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		<title>Why is your Credit Score so Important?</title>
		<link>http://www.denisemanniello.com/why-is-your-credit-score-so-important/</link>
		<comments>http://www.denisemanniello.com/why-is-your-credit-score-so-important/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 23:19:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=85</guid>
		<description><![CDATA[



What’s the Big Deal?




Why do your Credit Scores mean so much?




And




Why are your Credit Scores so important to you and anyone Else?



Because your Credit Scores are directly correlated to the rates financial institutions are willing to give you. Translation….how much money will you be saving after the loan is approved and enforced?


This can include: Any [...]]]></description>
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		<title>Credit Tips for College Students</title>
		<link>http://www.denisemanniello.com/credit-tips-for-college-students/</link>
		<comments>http://www.denisemanniello.com/credit-tips-for-college-students/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 23:02:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=81</guid>
		<description><![CDATA[



Oh No!




College Students?




Credit Cards?




Do they Mix?



It’s almost June and you are already thinking of the fall college season.


Do I send my child to college with their own credit card?


Well, they are responsible and I know they would only use it in an emergency. So, Yes, I will.


Wait! Stop! Do you really think so?


Late nights, hunger [...]]]></description>
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		<title>Credit and the Divorced Woman</title>
		<link>http://www.denisemanniello.com/credit-and-the-divorced-woman/</link>
		<comments>http://www.denisemanniello.com/credit-and-the-divorced-woman/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 22:51:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=79</guid>
		<description><![CDATA[



Did the Divorce affect Your Credit Score?




Not sure?




It’s time to Check…NOW



Are you recently divorced or divorced for a while? Rebuilding or continuing your credit after divorce may not seem like a priority right now, especially if you&#8217;re still healing from your marriage ending. If you eventually want to obtain credit cards in your name, finance [...]]]></description>
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		</item>
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		<title>Settling A Collection Account</title>
		<link>http://www.denisemanniello.com/want-you-want-to-take-care-of-that-collection-account/</link>
		<comments>http://www.denisemanniello.com/want-you-want-to-take-care-of-that-collection-account/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 22:05:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=74</guid>
		<description><![CDATA[


Want? You Want To Take Care Of That Collection Account?


Try this…


Your goal is to Settle for the best possible deal. That means an agreement between you and the collection agency for payment less than was originally owed. This agreement includes never asking you for the remainder of the money.


Follow these simple steps:


1.	Call the Collection Agency


2.	Ask [...]]]></description>
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		<title>Are Going To Try And Get The Collection Account(s) Deleted?</title>
		<link>http://www.denisemanniello.com/are-going-to-try-and-get-the-collection-accounts-deleted/</link>
		<comments>http://www.denisemanniello.com/are-going-to-try-and-get-the-collection-accounts-deleted/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 17:41:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.denisemanniello.com/?p=71</guid>
		<description><![CDATA[


Try This…


Your goal is to Delete the Collection Account(s) that are lowering your credit score thereby costing you a higher interest rate on any loan you may have or want to have.


A delete means, have it removed from your credit reports, with no signs that it was even ever there. This agreement includes never having [...]]]></description>
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