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Credit Repair

This category “Credit Repair” features articles which covers strategies for improving your score. For further information, visit www.federalcreditrepair.org.

Learn What Your Credit Score is and What it Means to YOU!

What is your credit score?

What’s Your Credit Score? What? You don’t Know? Or it’s a solid 650. Is that a combined score, and individual score or a score directly from FICO? What difference does it make anyway! It actually makes a big difference, especially when YOU are trying to Live Your Best Life NOW!

Read the full article: Learn What Your Credit Score is and What it Means to YOU!

Can Your FICO Score Really Affect The Car You Buy? Heck Yes!

Can Your FICO Score Really Affect The Car You Buy? Heck Yes!

There are three data sets that determine your monthly auto payments; how much you can borrow, the term of your loan, and the interest rate you are granted. Terms of auto loans are usually between 36 and 60 months. It can be stretch out however to lower the monthly payment. ( by doing this you are increasing the amount you will pay over the entire term of the loan)

Read the full article: Can Your FICO Score Really Affect The Car You Buy? Heck Yes!

Geezo

Credit restoration is typically marketed to affluent clients, households with $200,000 or more in yearly income. While credit repair is marketed to those earning less. Other than semantics, there is no real difference between credit restoration and credit repair services.

Read the full article: Geezo

Why is your Credit Score so Important?

What is your credit score?

What’s the Big Deal? Why do your Credit Scores mean so much? And why are your Credit Scores so important to you and anyone else? Because your Credit Scores are directly correlated to the rates financial institutions are willing to give you. Read on for further information.

Read the full article: Why is your Credit Score so Important?

Does This Tick You Off Too?

Vantage Score is a scoring methodology that includes all three credit reporting companies and is supposed to deliver a predictive and easy way to understand our credit risk to those making decisions based on our credit scores. This can be used by: lenders, Insurance Companies, Employers, Wedding Planners, Mortgage Companies etc. It is a credit scoring model developed jointly by the national credit reporting companies. Read on to learn how this affects your credit score.

Read the full article: Does This Tick You Off Too?

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Denise A. MannielloDenise A. Manniello is a Credit Restoration and Debt Elimination expert.

Denise A. Manniello is no stranger to the Consumer Credit Industry, having grown up in the corporate world for over 20 years and holding Executive positions with companies like TransUnion, American Express and Citibank, Denise’s desire is to educate consumers on the importance of exceptional credit.

This website is dedicated to helping you, the consumer, to better educate yourself in order to live debt–free and improve & protect your credit profile. Please email us at Denise@FederalCreditRepair.org.

as seen in Success Magazine, Fox News, Working Mother Magazine, Credit and Collections Risk Magazine