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Credit Repair

This category “Credit Repair” features articles which covers strategies for improving your score. For further information, visit www.federalcreditrepair.org.

Credit Tips for College Students

college students and credit cards

Should you send your child to college with their own credit card? Are they responsible enough, and would they would only use it in an emergency? Read ahead for Denise’s great tips on how you should handle the college student credit card dilemma, and what you can do to get your student on the road to good financial habits.

Read the full article: Credit Tips for College Students

Credit and the Divorced Woman

Divorce and how it can affect your credit

Are you recently divorced or divorced for a while? Rebuilding or continuing your credit after divorce may not seem like a priority right now, especially if you’re still healing from your marriage ending. If you eventually want to obtain credit cards in your name, finance a vehicle or home, and even begin a new job, you need to make sure that you have a good CREDIT SCORE.

Read the full article: Credit and the Divorced Woman

Laws to Protect You From Bad Credit Classification

Credit card debt laws

Laws have been established to protect consumers like you and me from being unfairly categorized as having bad credit. Read further to learn what you, the consumer, can do to protect yourself.

Read the full article: Laws to Protect You From Bad Credit Classification

How To Dispute An Item And Add Some More Great Credit To Your Credit File

Dspute credit card charges

Gather 3 items you want to dispute. Typically no more than 5 items at a time. 3 was the magic number when I worked at the major credit bureau. State the 3 items you want removed and the reasons why. (You have every right to dispute and request removal of accurate and in- accurate, negative [...]

Read the full article: How To Dispute An Item And Add Some More Great Credit To Your Credit File

Raise Your Credit Score FAST Tip

Dispute credit card items and raise your score.

Found something on Your credit reports that’s not yours? Read our article on the right way to dispute false credit card items and the steps that you need to take to remove those false transactions that can lower your credit score.

Read the full article: Raise Your Credit Score FAST Tip

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Denise A. MannielloDenise A. Manniello is a Credit Restoration and Debt Elimination expert.

Denise A. Manniello is no stranger to the Consumer Credit Industry, having grown up in the corporate world for over 20 years and holding Executive positions with companies like TransUnion, American Express and Citibank, Denise’s desire is to educate consumers on the importance of exceptional credit.

This website is dedicated to helping you, the consumer, to better educate yourself in order to live debt–free and improve & protect your credit profile. Please email us at Denise@FederalCreditRepair.org.

as seen in Success Magazine, Fox News, Working Mother Magazine, Credit and Collections Risk Magazine