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Should you send your child to college with their own credit card? Are they responsible enough, and would they would only use it in an emergency? Read ahead for Denise’s great tips on how you should handle the college student credit card dilemma, and what you can do to get your student on the road to good financial habits.
Read more » Credit Tips for College Students
Are you recently divorced or divorced for a while? Rebuilding or continuing your credit after divorce may not seem like a priority right now, especially if you’re still healing from your marriage ending. If you eventually want to obtain credit cards in your name, finance a vehicle or home, and even begin a new job, you need to make sure that you have a good CREDIT SCORE.
Read more » Credit and the Divorced Woman
Laws have been established to protect consumers like you and me from being unfairly categorized as having bad credit. Read further to learn what you, the consumer, can do to protect yourself.
Read more » Laws to Protect You From Bad Credit Classification
Your goal is to settle for the best possible deal. That means an agreement between you and the collection agency for payment less than was originally owed. This agreement includes never asking you for the remainder of the money. Follow the steps that Denise outlines here and eliminate those debts!
Read more » Settling A Collection Account
Gather 3 items you want to dispute. Typically no more than 5 items at a time. 3 was the magic number when I worked at the major credit bureau. State the 3 items you want removed and the reasons why. (You have every right to dispute and request removal of accurate and in- accurate, negative [...]
Read more » How To Dispute An Item And Add Some More Great Credit To Your Credit File
Denise A. Manniello is a Credit Restoration and Debt Elimination expert.
Denise A. Manniello is no stranger to the Consumer Credit Industry, having grown up in the corporate world for over 20 years and holding Executive positions with companies like TransUnion, American Express and Citibank, Denise’s desire is to educate consumers on the importance of exceptional credit.
This website is dedicated to helping you, the consumer, to better educate yourself in order to live debt–free and improve & protect your credit profile. Please email us at Denise@FederalCreditRepair.org.
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